In a large mixing bowl, mash the ripe bananas using a fork or potato masher until smooth.
Add the cottage cheese, honey or maple syrup, and vanilla extract to the bananas and mix well until combined.
In a separate bowl, combine the rolled oats, almond flour, cinnamon, and salt. Stir to evenly distribute the dry ingredients.
Gradually add the dry mixture to the wet mixture, stirring until just combined.
If desired, fold in the chopped nuts and chocolate chips.
Using your hands, scoop about a tablespoon of the mixture and roll it into a ball. Repeat with the remaining mixture.
Place the energy balls on a baking sheet or plate lined with parchment paper.
Refrigerate for at least 30 minutes to firm up before enjoying.